Attention homeowners in Apollo Beach and Hillsborough County: Need an appraisal?

Here are the top reasons FL homeowners hire Scott Gregory:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Hillsborough County or the state of FL

Do you own a house in or near Apollo Beach? Do you need help determining the value of your real estate?
Contact Scott Gregory.

At Scott Gregory, we understand the special needs of a customer looking for appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're veterans in helping homeowners just like you delete unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that's declining or is not appreciating as much as other houses close by. That means you're going to pay more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Scott Gregory is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. Scott Gregory can provide you with an expert appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for preciseness, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Scott Gregory can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.